From my past experience at Hilton & Marriott. I reserve the room ahead with a major credit card. The credit card report never says anything about this reservation. It's just a card on file to hold a room open for you. It won't be charged unless you end up using it as your payment card, cancel after the cancellation date or don't show up without cancelling.
On check-in day, I present my debit card (different card than the credit card I reserved with) as payment. After getting my key & heading to my room, I check my bank of America account on my phone. It will say how much it has authorized the hotel for (including deposit) and the most I see them take is $50-100 over what my room will cost me for the weekend. It just authorizes the hold for that much on the account, doesn't take it out. And you can spend whatever funds you have besides what's authorized on the hold.
On the second day, they normally slip a paper under the door saying how much they'll actually charge you for the room. And on the last day or after we check out, the purchase is finalized but it drops the deposit and the charge goes through for what the hotel actually cost me in the end.
I normally have enough in my account up front for hotel check-in & parking. I then collect everyone's share in cash for the room and use that cash money to enjoy the con. Put any remaining money back into the bank after we leave the con.
Also, I noticed Hilton was very convenient with check-in times. Always got my room right away checking in around 2-3pm. Last year at Marriott, I tried checking in at 3pm and the Marriott didn't have my room ready until almost 7pm.
On check-in day, I present my debit card (different card than the credit card I reserved with) as payment. After getting my key & heading to my room, I check my bank of America account on my phone. It will say how much it has authorized the hotel for (including deposit) and the most I see them take is $50-100 over what my room will cost me for the weekend. It just authorizes the hold for that much on the account, doesn't take it out. And you can spend whatever funds you have besides what's authorized on the hold.
On the second day, they normally slip a paper under the door saying how much they'll actually charge you for the room. And on the last day or after we check out, the purchase is finalized but it drops the deposit and the charge goes through for what the hotel actually cost me in the end.
I normally have enough in my account up front for hotel check-in & parking. I then collect everyone's share in cash for the room and use that cash money to enjoy the con. Put any remaining money back into the bank after we leave the con.
Also, I noticed Hilton was very convenient with check-in times. Always got my room right away checking in around 2-3pm. Last year at Marriott, I tried checking in at 3pm and the Marriott didn't have my room ready until almost 7pm.