Just wondering... do dealers generally accept credit cards there? I hate carrying cash.
Mod edit: title
there are some dealers that have cell phone CC machines (cool) and some that do the transfer paper....occasionally there are cash only dealers.....ATMs at con that take MC and visa too tho.
Thanks for the quick reply. :)
Note: Most dealers will charge you a few dollars extra when you use a credit card to make up for the fee that they have to pay whenever a customer uses a credit card.
On a similar note, are Debit cards accepted as well?
I feel stupid for asking. :P
I dont remember if Dealers accepted them persay...
unless they have the Visa or MasterCard logo.
I dont remember that many ppl having a "pin based" transaction...
but keep in mind there are several ATMs around athe convention.
They're known as SAVE points :D
how ironic and Final Fantasy like :P
Major dealers are able to take credit and debit, but that's a very small minority. Most dealers take only cash. As Jerry mentioned, there are plenty of ATM machines around the area, so take the liberty to use those.
Quote from: Jun-Watarase on January 22, 2009, 03:43:49 PM
Major dealers are able to take credit and debit, but that's a very small minority. Most dealers take only cash. As Jerry mentioned, there are plenty of ATM machines around the area, so take the liberty to use those.
oh i almost forgot, just watch out for those ATM fees - $1.50 or $2.50 (from the ATM itself) PLUS whatever your bank charges for using non-related ATMs.
so be careful. >:(
Quote from: Jerry on January 22, 2009, 03:46:10 PM
oh i almost forgot, just watch out for those ATM fees - $1.50 or $2.50 (from the ATM itself) PLUS whatever your bank charges for using non-related ATMs.
I would suggest walking over to the SJSU campus and using the ATMs there to avoid those fees.
SJSU has ATMs for Wells Fargo, WaMu, BofA, and I thiiiiiiiink Bank of the West?
Also remember that ATMs
do run out of cash.
Quote from: GokuMew2 on January 22, 2009, 05:58:36 PM
Quote from: Jerry on January 22, 2009, 03:46:10 PM
oh i almost forgot, just watch out for those ATM fees - $1.50 or $2.50 (from the ATM itself) PLUS whatever your bank charges for using non-related ATMs.
I would suggest walking over to the SJSU campus and using the ATMs there to avoid those fees.
SJSU has ATMs for Wells Fargo, WaMu, BofA, and I thiiiiiiiink Bank of the West?
Also remember that ATMs do run out of cash.
OR, and this is probably a weird idea that I may have, you can take enough money to last the weekend and not blow all your cash with the first 48 hours.
Quote from: otakuapprentice on January 22, 2009, 06:19:55 PM
Quote from: GokuMew2 on January 22, 2009, 05:58:36 PM
Quote from: Jerry on January 22, 2009, 03:46:10 PM
oh i almost forgot, just watch out for those ATM fees - $1.50 or $2.50 (from the ATM itself) PLUS whatever your bank charges for using non-related ATMs.
I would suggest walking over to the SJSU campus and using the ATMs there to avoid those fees.
SJSU has ATMs for Wells Fargo, WaMu, BofA, and I thiiiiiiiink Bank of the West?
Also remember that ATMs do run out of cash.
OR, and this is probably a weird idea that I may have, you can take enough money to last the weekend and not blow all your cash with the first 48 hours.
I would never walk around with the cash I planned to spend over the weekend... lol.
But, I get your point.
For those who would like the info:
-ATM's inside the CC have charge of $2.50 last I checked
-ATM's inside the Hilton and Marriott have a charge of $3.00 I think (never checked)
-Wells Fargo and Bank of America are located across the street from the Tech Museum (plug!) on Park Ave.
-WaMu/Wachovia/Chase (whatever) is near the corner of Santa Clara & Market St.
-Santa Clara Credit Union is located at the corner of 4th and San Fernando
-SJSU has ATMs for Wells Fargo, Bank of America, WaMu/Wachovia/Chase (whatever it's called now), and Bank of the West near the Business Center, and Credit Union at the Event Center
-Also one inside the Tech Museum for $2.00 charge
Thats a nice list of atm you have their. Which is needed as i'm sure everyone will be using it and wouldn't want to be charge the extra fees to do so or an atm is out of cash.
Even with technology advancing (iphone has an app that can charge cards now), not all dealer will be accepting credit card. For one, they are charged a fee for using it and I believe it a higher fee when you do a manual(punch in) charge then a swipe charge. Also a manual charge is a bit more risky for them.
What i'm doing is have a good amount of cash on me and use my card whenever i can. By the end of the night, reload my cash amount for the next day.
Quote from: Otakuya on May 12, 2009, 05:33:54 PM
For those who would like the info:
-SJSU has ATMs for Wells Fargo, Bank of America, WaMu/Wachovia, and Bank of the West near the Business Center, and Credit Union at the Event Center
Is there like 30-minute parking at SJSU?
Yes there is limited free parking for 15-30 min. But again there are only a few.
Quote from: Barnes on January 22, 2009, 01:40:31 PM
On a similar note, are Debit cards accepted as well?
I feel stupid for asking. :P
A lot of Debit cards are issued thru credit card companies, and can be used as "credit" cards as well as debit cards (except the money is taken directly from your account instead of it being a short term loan).
If your debit card has a "Visa" or "Master Card" logo on it, your all set.
Just another FYI, some of the dealers may impose a minimum limit for using credit/debit. Last year I remember seeing minimums of $20.00
Turns out that most dealers [that I was interested in] take credit cards. There was one dealer who I bought something from who wanted $20 minimum for CC (and had to pay sales tax). All the (few) dealers I asked didn't collect sales tax that day.
Last I had heard it was illegal to impose a fee for using credit over cash, hence you don't see it at gas stations like you used to in the late 80's. Pretty sure Camilla was policing this last year, as it's a dealer's choice to accept those fees or to just be cash only. Anyone know if this has changed? Really with the economy the way it is everything is a buyer's market anyways.
Quote from: failure on January 24, 2010, 11:01:08 AM
Last I had heard it was illegal to impose a fee for using credit over cash, hence you don't see it at gas stations like you used to in the late 80's. Pretty sure Camilla was policing this last year, as it's a dealer's choice to accept those fees or to just be cash only. Anyone know if this has changed? Really with the economy the way it is everything is a buyer's market anyways.
Sort of. It's usually against the contract that the merchant has with the credit card company to impose a minimum. Usually they aren't allowed to charge a fee, too - but that one is a little trickier.
This isn't really on the consumer's behalf, though. ;D When merchants charge minimums or fees, people may not want to use their credit cards, and that means the credit card companies make less money!
Quote from: Tony on January 25, 2010, 02:45:45 PM
Quote from: failure on January 24, 2010, 11:01:08 AM
Last I had heard it was illegal to impose a fee for using credit over cash, hence you don't see it at gas stations like you used to in the late 80's. Pretty sure Camilla was policing this last year, as it's a dealer's choice to accept those fees or to just be cash only. Anyone know if this has changed? Really with the economy the way it is everything is a buyer's market anyways.
Sort of. It's usually against the contract that the merchant has with the credit card company to impose a minimum. Usually they aren't allowed to charge a fee, too - but that one is a little trickier.
This isn't really on the consumer's behalf, though. ;D When merchants charge minimums or fees, people may not want to use their credit cards, and that means the credit card companies make less money!
I did some research & looked into this matter. By law, dealers cannot charge a "minimum". However, they are allowed to have a "processing fee". Case in point, ordering tickets from venues such as Live Nation and Ticketmaster. They have "processing fees" per ticket. Or, when you use PayPal/eBay. They take an additional percentage out of your sales. Another example, when you're late for a credit card payment and want to pay over the phone, the company will charge you a $15-$25 fee for this service. In short, it all comes down to the technical wording.
As quoted from Ticketmaster's FAQ:
Convenience Charges and Order Processing Fees
Tickets purchased on Ticketmaster.com and Ticketmaster.ca are typically subject to a per ticket convenience charge and a non-refundable per order processing fee. In many cases, delivery prices will also be owed.
Quote from: failure on January 24, 2010, 11:01:08 AM
Last I had heard it was illegal to impose a fee for using credit over cash, hence you don't see it at gas stations like you used to in the late 80's. Pretty sure Camilla was policing this last year, as it's a dealer's choice to accept those fees or to just be cash only. Anyone know if this has changed? Really with the economy the way it is everything is a buyer's market anyways.
Also if you check the posted prices for cash vs credit at gas stations, credit is always a few cents more. Just in the last year or so it seems they started putting different prices up depending on how you paid, which is why I'll never use my card at a gas station.
Quote from: failure on January 24, 2010, 11:01:08 AM
Last I had heard it was illegal to impose a fee for using credit over cash, hence you don't see it at gas stations like you used to in the late 80's. Pretty sure Camilla was policing this last year, as it's a dealer's choice to accept those fees or to just be cash only. Anyone know if this has changed? Really with the economy the way it is everything is a buyer's market anyways.
Having known some small business owners if the transaction is small enough depending on which plan and which credit card company it is, it can pretty much eat up the entire profit portion of a sale when it's too small.
You should at least have enough cash on you for smaller sales, putting things below $10 or even $20 is kinda a dick move
My merchant processor charges me a fee plus a percentage of the total sale, which is why most vendors don't want to deal with smaller purchases. If you buy a $5 item and use your card, I'm out at least 10-15% of that sale. It's not really worth it. For a big purchase, say $300, it's ridiculous for me NOT to take a credit card. However, it's a lot slower as I have to process the payment over the phone, and I'm more likely to haggle when cash is involved.
As for sales tax, I believe the rate is around 9.5% in San Jose? To save time and hassling with loose change, I typically add the local sales tax in to my prices at the show so I don't have to calculate it later. As a business I have to pay my pound of flesh to the state later in the year, and I calculate that from my sales receipts.
Quote from: kimonomomo on March 22, 2010, 04:39:50 PM
My merchant processor charges me a fee plus a percentage of the total sale, which is why most vendors don't want to deal with smaller purchases. If you buy a $5 item and use your card, I'm out at least 10-15% of that sale. It's not really worth it. For a big purchase, say $300, it's ridiculous for me NOT to take a credit card. However, it's a lot slower as I have to process the payment over the phone, and I'm more likely to haggle when cash is involved.
Yes, I've noticed that dealers are more likely to make deals if you pay in cash.
Quote
As for sales tax, I believe the rate is around 9.5% in San Jose? To save time and hassling with loose change, I typically add the local sales tax in to my prices at the show so I don't have to calculate it later. As a business I have to pay my pound of flesh to the state later in the year, and I calculate that from my sales receipts.
Close...9.25
Quote from: failure on January 24, 2010, 11:01:08 AM
Last I had heard it was illegal to impose a fee for using credit over cash, hence you don't see it at gas stations like you used to in the late 80's. Pretty sure Camilla was policing this last year, as it's a dealer's choice to accept those fees or to just be cash only. Anyone know if this has changed? Really with the economy the way it is everything is a buyer's market anyways.
Actually, as a merchant, you can charge a higher price point for the use of a credit card, as long as it is advertised that way. That's why you see gas stations with CASH:$$$ and CREDIT:$$$ prices. As for minimum purchase amounts (<$20), that has been legitimized by the recent credit card legislation that went in effect in august of last year.
-anime101
I predict to see more convention dealers to take credit cards this year especially with the introduction of Square (http://www.sqaureup.com) which a) streamlines the usage of credit cards with the use of a smartphone and b) the rates for Square are much cheaper than most rates of portable credit card machines.